Accept payments
Let customers pay you by MoMo or card
- Payment links
Your own xtopay.me link and QR code: MoMo and cards with no website or code
- Your own xtopay.me link, and links with a fixed price or any amount
- A QR code for every link, ready to print
- MTN MoMo, Telecel Cash, AT Money, Visa and Mastercard
- A note or email from the customer with each payment
Best for: Anyone who needs to get paid today, not next sprint.
More on payment links - Checkout
A payment page with your name and colour, for MoMo and cards
- Your name, logo letters and colour
- MoMo on all three networks, and cards, on one page
- Approval with the customer's own MoMo PIN, on their phone
- Your thank-you message and support details
Best for: Businesses whose customers should see their brand as they pay.
More on checkout
Move money
Get what you've earned where you want it
Comes with every product
One platform
The dashboard, records and team access every product comes with. You don't buy it; it arrives with your first product.
- DashboardOne place for payments, payouts, customers and refundsLearn more
- ReconciliationSearch, filter and export every payment, each with its own timelineLearn more
- Team accessOwners, admins, developers and viewers, each with their own sign-inLearn more
- NotificationsAn SMS and email for each payment, and a daily summaryLearn more
DevelopersIn development
Every product, from your own code
The Xtopay API will create checkouts and payment links, look up payments, refund and pay out, with signed webhooks.