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xtopay
NewThe Xtopay API is in development: see what's coming

Checkout

A checkout that looks like your business

pay.xtopay.co is where your customers pay. It carries your name, logo and colour, takes MoMo and cards, and works on any phone.

Create your free account See a payment

pay.xtopay.co

NK

Nana's Kitchen

Small chops tray

GH₵120.00

Pay with

MoMo Card
MTNTelecelAT
024 123 4567
Pay GH₵120.00

MTN MoMo

Pay GH₵120.00 to Nana's Kitchen? Enter your PIN to approve.

What it does

  • Your name, logo letters and colour
  • MoMo on all three networks, and cards, on one page
  • Approval with the customer's own MoMo PIN, on their phone
  • Your thank-you message and support details
The problem
Customers hesitate on a payment page that doesn't look like the business they're paying.
Best for
Businesses whose customers should see their brand as they pay.
You can count on
Customers pay on pay.xtopay.co, so card details never touch your website.

In detail

Every way your customers pay

  • Your brand

    Your business name, logo letters and colour, so customers know who they're paying.

  • MoMo and cards

    MTN MoMo, Telecel Cash and AT Money, plus Visa and Mastercard. Turn off any you don't want.

  • Made for phones

    Most customers pay on a phone, so the page is built for one: big buttons, few steps.

  • Approved by the customer

    MoMo payments are approved with the customer's PIN on their own phone.

  • Your thank-you

    Write the message customers see once they've paid: when to expect delivery, or just thanks.

  • Your support details

    Show your phone number and email, so customers with a question reach you.

A payment, start to finish

Three screens, and it's done

  1. pay.xtopay.co

    NK

    Nana's Kitchen

    Small chops tray

    GH₵120.00

    Pay with

    MoMo Card
    MTNTelecelAT
    024 123 4567
    Pay GH₵120.00
    1

    They choose how to pay

    MoMo on any of the three networks, or a Visa or Mastercard.

  2. MTN MoMo

    Pay GH₵120.00 to Nana's Kitchen? Enter your PIN to approve.

    2

    They approve on their phone

    MoMo asks for their PIN, on their own phone. Nobody types it into a website.

  3. pay.xtopay.co

    Paid GH₵120.00

    Thank you! Your order is being prepared.

    Nana's Kitchen

    Paid withMTN MoMo

    Questions?024 000 0001

    3

    Paid, with your thank-you

    They see your message and your support number. You see the payment straight away.

Make it yours

Set it up once, in your dashboard

Every payment link and every checkout uses the same settings, so your customers get the same page wherever they pay you from.

  • Pick your colour and the letters for your logo
  • Choose which ways to pay you accept
  • Write the thank-you your customers see

Checkout

How pay.xtopay.co looks to your customers

Name customers seeNana's Kitchen
LogoNK

Colour

Ways to pay

  • MTN MoMo
  • Telecel Cash
  • AT Money
  • Visa and Mastercard
Thank-you messageThank you! Your order is being prepared.

From your website

Send shoppers to checkout from your own store

With the Xtopay API, your website creates a checkout for each order, sends the shopper there to pay, and hears back the moment they have.

The API is in development. Until it opens, use a payment link for each product and share it from your site. See what's coming

Questions

Which networks and cards can customers use?
MTN MoMo, Telecel Cash and AT Money, and Visa and Mastercard cards.
Do customers need an Xtopay account?
No. They open the page, pay, and they're done.
Can I stop taking cards?
Yes. Turn any way to pay on or off in your checkout settings.
What do customers see after paying?
Your thank-you message, how they paid, and your support phone number.

Works with

The rest of Xtopay