What it does
- Your own xtopay.me link, and links with a fixed price or any amount
- A QR code for every link, ready to print
- MTN MoMo, Telecel Cash, AT Money, Visa and Mastercard
- A note or email from the customer with each payment
- The problem
- Collecting a payment shouldn't need a website, a developer or a card machine.
- Best for
- Anyone who needs to get paid today, not next sprint.
- You can count on
- Funds settle to your MoMo wallet or bank on your schedule.
In detail
One link to start, and as many as you need
Your own link
xtopay.me/you, where customers pay any amount. Change your username later and the old link stays yours, so nobody else can take it.
A link for anything
Make links for a product, an event or an invoice, like xtopay.me/you/jollof-pack, each with its own price.
QR codes
Every link comes with a QR code. Print it for your counter, your stall or your menu.
Fixed price or any amount
Set the price, or let customers choose what to pay, with a minimum if you need one.
Ask for details
Ask for an email or a note when they pay: a delivery address, a name for the order, a table number.
Pause any link
Sold out? Pause the link and turn it back on later. Nothing is lost.
Make a link
Fixed price or any amount
A link takes a few seconds to make in your dashboard. Send it the moment a customer asks how to pay.
- Name it, and pick the end of the link
- Set a price, like GH₵350.00, or let them choose
- Ask for a note, so you know where to deliver
New payment link
- Ask for their email
- Ask for a note
QR codes
Put it on the counter
Every link has a QR code you can download and print, so people can pay you in person without reading out numbers.
- Customers scan with their phone camera
- They pay by MoMo or card on their own phone
- You see the payment arrive as it happens
Scan to pay
Nana's Kitchen
xtopay.me/nanaskitchen
MoMo and cards accepted
Every payment
See who paid, and what they asked for
Each link shows how many people paid and how much it has collected, with every customer's name, method and note.
Jollof party pack
xtopay.me/nanaskitchen/jollof-pack
Payments
18
Collected
GH₵6,300.00
- Ama MensahGH₵350.00
“Deliver to East Legon by 6pm” · MTN MoMo · 2 min ago
- Yaw OwusuGH₵350.00
“For Saturday's naming ceremony” · Card · 1 hr ago
- Esi AsanteGH₵350.00
“Extra shito please” · Telecel Cash · Yesterday
Getting started
Your first link in three steps
- 1
Create your account
Sign up as a business or just yourself, and pick your username.
xtopay.me/you
- 2
Share your link
Send your own link, or make one with a price for what you're selling.
WhatsApp, Instagram, QR
- 3
Get paid
Customers pay by MoMo or card, and it lands in your balance.
Paid out to MoMo or bank