What it does
- Daily, weekly or on-request payouts
- MoMo wallets and bank accounts, with a default
- A minimum amount before a payout goes out
- Every payout on record, with its status
- The problem
- Money that arrives slowly, or unpredictably, is money you can't plan around.
- Best for
- Every Xtopay business: it's how your money reaches you.
- You can count on
- Every payment shows when it becomes available, and every payout is on record.
In detail
You decide when, where and how much
MoMo or bank
Add MTN, Telecel or AT wallets and bank accounts, and pick a default.
On a schedule
Daily, or weekly on the day you pick. Set it once and forget it.
Or when you ask
Need it now? Pay out your available balance whenever you like.
A minimum, if you want one
Wait until at least, say, GH₵200.00 is ready, so small amounts gather first.
Pending and available
See what's still settling and what's ready to go out, at a glance.
Every payout on record
Each one shows when it went, where to, and whether it has arrived.
Your schedule
Set it once
Most businesses pick a day and leave it. Change it any time in your dashboard.
- Daily, weekly on a day you choose, or only when you ask
- A minimum amount before a payout goes out
- Your default MoMo wallet or bank account
Payout schedule
When your available balance is paid out
To
- MTN MoMo · 024 ••• 4821Nana Ama OwusuDefault
- GCB Bank · ••• 7710Nana's Kitchen Ltd
Your balance
Know where every cedi is
Each payment is pending for a short while, then becomes available to pay out. Every payment shows the amount, Xtopay's fee and what you keep, so your balance always adds up.
Available
GH₵5,779.89
Ready to pay out
Pending
GH₵1,204.50
From recent payments
How payouts work
From a customer's phone to your wallet
- 1
A customer pays
By MoMo or card, through your link or your checkout.
GH₵350.00 paid by MTN MoMo
- 2
It joins your balance
Minus Xtopay's fee. It's pending, then available.
Pending, then available
- 3
We pay you out
On your schedule, or when you ask, to your MoMo wallet or bank.
Paid to MTN MoMo 024 ••• 4821