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xtopay

Collect deposits

Deposits up front, the rest later

Set a minimum on a link so every deposit covers you. Take the balance with another link or your QR code, and refund in part if plans change.

NK

Nana's Kitchen

xtopay.me/nanaskitchen

Wedding cake, deposit

GH₵500.00

024 ••• 4821MTN
Pay GH₵500.00

Secured by Xtopay

How you'll use it

Collect deposits, with Xtopay

  • Set a minimum

    Customers can pay more, but never less than the deposit you need.

    With Payment links
  • The balance later

    A second link or your QR code for what's left, when the job is done.

    With Payment links
  • Refund if plans change

    Give back all or part of a deposit, straight from the payment.

    With the dashboard

Getting started

Up and running in three steps

  1. 1

    Create your account

    Sign up as a business or just yourself, and pick your username.

    xtopay.me/you

  2. 2

    Share your link or QR code

    Send your link in the chat, or print your QR code for the counter or the door.

    WhatsApp, print, your bio

  3. 3

    Get paid out

    Payments land in your balance and go out to your MoMo wallet or bank.

    On your schedule

Questions

Can a customer pay more than the deposit?
Yes. A minimum only sets the least they can pay.